Posts Tagged ‘mortgages’
Car Companies Make Bad Cars And Get Paid Billions By USA
March 15th, 2010
I ask what is going on here in the USA? I am not a financial genius and I could be wrong but this is the way I see it. First we bailed out the banks because they gave out too many bad loans. These people who are financial geniuses gave out loans to people who could not afford them, hoping things would get better and the people could pay their Bills. Basically what they did was gambling. Its like me going to Las Vegas betting over and over on red figuring it will come up eventually and when it never does and I lose all my Money. I then go and ask for all of it back plus more!
The Banks who gave the Mortgages where given a bail out of around 600 Billion Dollars so they could stay in business. Now as I have read for around half of that the Government could have paid off all those bad loans and helped poor American Families keep their homes. If all the bad loans where paid then would not that take care of all the Banks problems? Instead they gave super rich bankers who mad bad choices lots of Money so they can continue to make the same decisions that failed before and live their incredible lives that most of us can only dream about.
Now we have the same thing going on with the Auto industry. I do not understand why we would bail them out. It seems to me that if you run a business and you fail, well then you fail. Aren’t these the same auto makers who over charge us for their cars? I can not believe none these manufactures can make a car that will last much longer and run on less gas or some other type of cheaper fuel. The Auto industry and the men who run it have been a major controlling factor in the world for many years. Aren’t these the same Auto Tycoons that we have heard stories about them keeping all the new smaller car companies from starting up or “buying up” any competitor who comes up with a better Motor Vehicle for over the last half century? The story of Tucker and his dream of making a better car for hard working Americans, Was that not a true Story?
If these Auto Companies where left to go out of Business many Americans who work at these Companies factories would lose their jobs. I do care and understand that it would be very hard on them. Right now is a tough time for all Americans. But I believe that before the dust could even settle from these companies collapse, We would have many small car manufactures starting up making much better cars at lower prices. These cars would last many years longer then the current ones we drive and I can only guess would run much further on a gallon of gas or some other cheaper fuel source. I would bet that fuel would be much better for the environment. Soon after with the huge super powerful big Three of the auto industry no longer in control and maybe crushing any small start up auto manufacturers, We would have hundreds of small car companies all across the Country and soon many more jobs for everyone along with much better automobiles to drive around in that burn cleaner fuels. Who knows maybe we could even get those dam flying cars we where all promised as Kids!
This is a hard time for this country. I think it is evident in the choices the American people have made as of recent, that we now know we can no longer have the same people in power making the same mistakes. These companies and the people that have been controlling this Country have lead us down this road. It looks to me that now that we have reached the end of the road and there is a cliff. Those that have been leading us are now asking us all to trust them and jump off that cliff and fill in the gap so they can walk over us and allow them to continue leading the way !
The idea of this country has always been if you can build a better Mouse trap you can become a Millionaire.What it looks like to me is these people did not allow any one else to build a better Mouse trap. Then they sold the only traps available making them so they would last only a short time, While charging a real high price for them. It has got to the point where the people can not afford to buy new Mouse traps when the old ones brake and have decided they will either try to fix the old ones or just live with the mice. They need their money for other things more important then new Mouse Traps. Now like in the case of the auto Companies they are asking the Government to give them the Money the people can no longer afford to spend on their products.
Now is not the Money they are asking to be given the hard earned Money the Government has taken from the same people in Taxes who can no longer afford to buy these products! These Companies are getting the hard earned Money of the American People who can no longer afford to buy these over priced Vehicles, That last a much shorter time then the ones made 50 years ago. Now our Government who has been over taxing us for years is thinking about giving away 15 Billion dollars of our money.
What charities and programs are we going to have to cut so these Auto tycoons who have houses all over the world, Their own private Jets and pretty much anything they have ever wanted continue to get richer? Will this money come from our Schools? What about the Hungry Children of the USA? What about all those people who are out of work and those that are going to lose their homes the banks are foreclosing on? I bet 15 Billion dollars could really help them out.
America is the land of dreams. It is the Country where a man can be poor one day and rich the next if he has a good idea. There is nothing that says if you have a great Idea and then you make a Mistake and lose everything the Government will bail you out! We are not helping the poor Auto factory workers here, They most likely will loose his jobs any way. We are only helping the Rich Auto Tycoons to be able to pay for all their many luxuries! Do I think our Government will bail them out? Well to that all I have to say is take a look at who funded many of today’s politicians campaign and then you will have your answer?
Again I am not a financial Genius and I may have this all wrong I am only Your Bro L.J. James AmericanBikerX.com
LJ James is a freelance author working for many Websites doing reviews on Companies ! LJ James is a Member of a Motorcycle Club LJ James has gone many years reviewing shows like Sons of Anarchy
Tags: software, satellite, technology, broadband, computer
Tags: American For Americans, Bail Outs, Bankrupt, banks, Bikers, cars, credit cards, debt, internet, loans, mortgages, motorcycle, radio, trucks, United For Us
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Loans for Christmas Shopping?
December 25th, 2009
When the Christmas festivities come around, it is a time once again for the giving and receiving of gifts between friends, family and associates. The way it normally works is that if you see an item that you know someone you love or like very much or something that they have wanted for a long time, then you will consider buying it for them as a gift to be given at or around Christmas, depending where your family comes from, because not all Christian countries give Christmas gifts on the same day.
However, what can you do, if you realize that you do not have enough ready money to buy the present that you think your loved one wants? What can you do about it? How should you get the wherewithal that you require? A cash advance is one way out of the predicament you are facing.
One of the best things about a cash advance is that they are flexible. In other words, you can borrow just a small amount, let us say $200 and then pay it back in simple small or larger installments each month over a time period to suit yourself and the loan provider.
We are all concerned that Christmas is a very costly time of the year for everyone, especially a family and that the family festivities and the associated bills just do not make Christmas and the following couple of months any easier to get through the episode without financial concerns.
Many of us would like some extra financial help during the Christmas period so that we are able to pay for all the things that we want for our friends, family and colleagues and sometimes it probably seems that a small cash advance is the only way to do this. Due to the swiftness with which the money arrives in your bank account, it is possible for you to apply for a loan one day and receive the money the next day.
Therefore, the whole loan process only takes a couple of days to be finalized. This allows you time to get everything done ready for Christmas. It is debatable whether it is better to be concerned about your family not having a good Christmas or to enter a new year with an extra debt hanging around your neck.
Neither option is a likable prospect and only you and your nearest and dearest know the answer, although a small loan that you can pay off by the end of January is not really going to hurt anyone or cost a fortune to pay off. Just be sure that you know that you can pay it off with your next pay cheque or do not do it. Keep the amount down to what you can manage to pay for.
A cash advance can help you through the Christmas holidays and allow you to feel better knowing that you have given your loved ones the presents that they have been dropping hints about. Just remember to keep the loan down to what you can pay back in January, because if you know that you can pay off the cash advance fees and capital quickly, then you will not need to worry about using one and you can take pleasure in the Christmas holidays with your friends and family knowing that the money owing will be cleared very soon.
Do you want to find out more about a cash advance now? If so, please visit our web site for more information: Cash Advances
Tags: technology, repair, hardware, software, computer
Tags: car loan, cash advance, credit, credit cards, credit repair, debt, debt consolidation, finance, food, loans, money, mortgages, other, shopping, Uncategorized
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How To Upgrade Your Home On A Budget
November 26th, 2009
With the housing market still suffering across the country, a lot of people are choosing to upgrade their homes instead of moving out. Improving the house you live in is often much cheaper than trying to find a new one, but there are still some significant costs involved with many different larger home upgrade projects.
Most big home improvement projects are expensive enough that it’s difficult to save up all the money you need all at once. By the same token, home improvements have become much more involved and complex and often entail completely changing a room rather than just applying a little paint and moving around some furniture. Here are three ways you can make a home improvement more affordable:
Do Little Bits of the Project At A Time: A lot of home improvement projects are really a bunch of smaller tasks all put together. When you remodel a kitchen you’re really replacing floors, replacing cabinets, replacing applians and so forth. Instead of putting out the full amount of money all at once, why not upgrade one aspect of your kitchen each year so that the cost is spread out over multiple years.
Zero Interest Home Improvement Credit Cards: You can actually take out a small home improvement loan by using a credit card offered by some of the larger home improvement stores. These stores usually offer great interest rates and special deals on materials and even contractor services if you use their cards, so you can save some real money with them over the long run.
Hire Yourself: Completing a home improvement by yourself is a great way to build your confidence, feel a sense of pride in your home and save yourself a ton of money! It’s estimated that 50% of any home improvement project pay for labor, so you could definitely save yourself some serious money if you chose to complete the project yourself. Be sensible: only do work that you’re comfortable doing. There’s no sense in doing something dangerous or potentially harmful to your home just to save a few dollars.
Improving your house is a great way to increase your home’s value, make yourself feel good about where you live and even give you a sense of renewed pride and hope. Paying for a home improvement doesn’t have to be painful if you have a plan and you’re smart with your money. Using some of these money-saving home improvement financing methods will help you turn your house into a dream home in no time!
These are just some of the many ways you can pay for home improvements. There are also lots of different ways to get a home loan modification that may free up extra cash for those home improvements.
categories: home improvement loan,remodeling loan,personal loan,saving money,home improvement,loans,money,home,finance,home sales,real estate,mortgages,home equity,do-it-yourself
Tags: Personal Tech, reference, software, hardware, web
Tags: do it yourself, finance, hardware, home, home equity, home improvement, home improvement loan, home sales, loans, money, mortgages, personal loan, real estate, remodeling loan, saving money
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